The funding

Welcome to
The Banana Funding

The Banana Funding provides capital to MCA funders by factoring their existing portfolios. As your portfolios grow, our funding program provides more capital, creating a positive growth cycle for your business.

Unlock Your MCA Funding Potential – No Matter the Size

The Banana Funding program is designed to support businesses of all sizes – from seasoned industry leaders exceeding $100M RTR or smaller businesses with just $500K RTR. We empower you to achieve your financial goals and grow your portfolio with confidence.

Get Funded

Fast, Hassle-Free Funding

We understand that time is money in the MCA industry. That’s why our onboarding process is simple, hassle-free, and fast. No financials, personal guarantees, or complex underwriting is required. Our streamlined process is usually completed within just 5 business days.


Flexible Funding Solutions

We believe that MCA funding should be tailored to your unique business needs. That’s why our funding program offers high flexibility, allowing you to draw funds up to twice a month, depending on your cash flow requirements. There is no need to hold unneeded excess cash, you can always draw more funds as needed. Discover how flexible funding can work for you.

The Banana Funding

Empowering MCA Business Growth

Our funding program is designed to create a positive growth cycle for your business — as your receivables (RTR) increase, Banana Funding provides you with additional funds. Our reliable and flexible funding solutions grow with your business, empowering you to achieve your financial goals and take your MCA funding  to the next level.

Get Funded

Join The Banana Funding

    Banana Exchange Calculator for MCA Funding

    Funding parameters
    Average MCA deal term (months)
    Average MCA rate
    Draw amount from Banana Exchange
    Average ISOs/brokers fee
    Average write-off percent
    Banana Exchange Funding Outcome

    Banana Exchange’s funding period

    Banana Exchange’s factor rate

    Total amount repaid to Banana Exchange in 12 equal monthly installments

    Total amount collected by re-investing your collections for 12 months

    Total amount paid to brokers and written off

    Net Profit: