The Banana Score
Welcome to The Banana Score
AI-Powered Risk & Fraud Detection
Predict Risk in 1 Minute. Cut Defaults by 50%.
Lenders lose millions to fraud and defaulting borrowers every year. The Banana Score changes that—using AI voice analytics and digital footprints to detect fraud and predict payment behavior before funding.
Now, MCA funders can make faster, smarter, and safer underwriting decisions—in just one minute.

How It Works
- AI-Driven Voice Analysis – Analyzes tone, sentiment, and risk signals in real time from a 1-minute call.
- Digital Footprint Insights – Aggregates data from emails, phone numbers, social media, and online activity.
- Instant Risk Score – Categorizes borrowers as Low, Medium, or High Risk for quick decision-making.
- Fraud Detection – Identifies behavioral red flags before you fund.
Developed by former intelligence professionals with 30+ patented AI voice technologies.

Why MCA Funders Trust The Banana Score
✔ Cut Default Rates by 50% – Detect high-risk borrowers before approval.
✔ 90% Accuracy – Data-driven insights for precise underwriting.
✔ Faster Decision-Making – Eliminate guesswork & streamline funding.
✔ Seamless Integration – Works with your current risk models & underwriting process.
Fewer defaults. Higher profits. Smarter lending.

See The Banana Score in Action
Want to detect risk before funding? Let us show you how.
Book a Free Demo and start making smarter lending decisions today!