About The Banana
Revolutionizing Underwriting for Funders with Banana Exchange with The Banana Score
At Banana Exchange, we are a team of seasoned professionals in factoring, fintech, and alternative lending, dedicated to transforming the industry since 2017. Our mission is to enhance underwriting with an advanced solution that analyzes borrowers’ voice patterns and metadata, providing funders with deep, data-driven insights for smarter decision-making.
By leveraging cutting-edge voice and data analysis and machine learning, we help funders assess risk more accurately, streamline approvals, and maximize returns—delivering real, measurable value to our clients and partners.
Our Partners
VoiceSense
Voice analytics.
The “Voice Score” is a predictive analytics tool that integrates with remote customer and risk processes. It offers real-time consumer insights, including sentiment and behavior analysis, risk assessments, and buying preferences. Additionally, it provides actionable predictions for other areas, such as fraud, marketing, and customer care.
InsightGenie
Meta Data Footprints
Insight uses risk assessment models use hundreds of clients’ data points collected from various sources, including MCA funders and banks. These models are effective in evaluating “business owner” risks and are valuable for MCA funders, B2C, alternative lenders, banks, collection agencies, and real estate brokers. They assist in making better funding decisions after considering other parameters.
Risk Assessment Model Breakdown
- Google Reviews– Uses business name and address to assess risk. Accuracy: Up to 87%
- Digital Footprints + Google Reviews– Uses email, phone of the business, owner details, business name and address. Accuracy: Up to 90%
- Digital Footprint Only– Assesses risk based on email, phone, owner details (DOB & Personal email address). Accuracy: Up to 95%
- Digital Footprint + Social Media– Uses Facebook or Instagram business profile links. Accuracy: Up to 95%
- Social Media Only– Uses Facebook or Instagram business profile links to assess credibility. Accuracy: Up to 97%
- Social Media + Google Reviews– Uses social media links with business name and address. Accuracy: Up to 97%
- Digital Footprint + Social Media + Google Reviews– The most comprehensive model, using all available sources for maximum accuracy. Accuracy: Up to 99%.
Why Banana?
People often ask us, “Why Banana?” Well, here’s the story. When Eyal (our CEO) was 8, he lived in Ethiopia with his family for 4 years while his parents served there as a Mossad agent and military man. While there, they rescued a monkey named JoJo. Eyal chose the name Banana to remember his past. Plus, why not make finance a little more fun?
But that’s not all. Eyal continues to be a champion for the endangered species and is now a guardian for Caesar, a young chimpanzee orphan rescued by the Tacugama Chimpanzee Sanctuary in Sierra Leone. Through the Tacugama Guardianship Programme, Eyal can financially support Caesar’s rehabilitation and education, as well as the Tacugama conservation and research programs. All subspecies of chimpanzees are endangered, and the Western chimpanzee is critically endangered. Join Eyal and sponsor your own chimpanzee at www.tacugama.com.
Eyal Levy
The founder of Banana Exchange, has 25 years of extensive experience with factoring and commercial finance in the US and UK. Eyal was the founder of Platinum Funding Group (1992-2009), a premier factoring company that funded $250M annually at its peak. Currently, Eyal is the Chairman of The Friends of Kaplan Medical Center in Israel, as well as a mentor in the Harvard Business School entrepreneurship program.